Car Shipping Insurance: What Do You Need to Know
There is a number of reasons that call for auto transport. You might be moving, heading south for the winter, attending a car show, or buying a car from the other state of the country. Exactly, driving a car is not the best option for any of these situations, especially if you’re busy with your business.
Of course, the best alternative method you can use is the auto transport service. It’s a smooth and simple process, and your car is shipped safely and securely from one state to another. In this case, you have to know about car shipping insurance insights.
We are ready to answer FAQs about car shipping insurance!
Probably, your car is possibly your most valuable asset, second only to your home. While the chance of something happening is exceptionally remote, it might be damaged during the auto transport service. The possibility of something happening is hard, but a professional auto transport company will offer shipping insurance to give you peace of mind.
But what are the options and how can you be sure the car shipping insurance protects your car against any issues? What are the car shipping insurance requirements, and how much does it cost? Actually, what does car shipping cover?
Below, we try to answer general questions about car shipping insurance.
Does the customer need insurance to ship a car?
The answer to this question is no. The customer does not need insurance to transport a vehicle. However, according to the US Department of Transportation, auto transporters have a legal responsibility to have liability insurance. This legal requirement employs to the company that is physically transporting a car. In other words, the carrier needs insurance to ship a car.
What are the auto transport insurance requirements?
An auto transport carrier is legally required to carry liability insurance. They should also have an MC, or Motor Carrier, number with the Department of Transportation. It is also better to check whether the carrier offers cargo insurance.
Cargo insurance must cover any damage caused while the automobile shipping process after you pay the insurance deductible. Depending on the company, the terms and amount of coverage will differ, so it is always a good idea to check.
Some information to ask before booking transportation:
- Is there any deductible?
- How much will the deductible be for damage claims?
- What types of damage are covered?
- What is the limit of the coverage? (Especially when you are shipping lux or classic cars)
- Can additional coverage be purchased if it is required?
When you ship a car with Auto Freight Carriers, insurance is included in the quoted price!
What will be covered?
Most auto transport carriers have liability and cargo insurance. This means is the insurance covers any damages incurred during transportation. However, you should remember that the coverage provided only protects the vehicles. Anything inside is not covered by the insurance and is one of the main reasons we advise you always clean out your car and remove all your necessary possessions.
How much does auto transport insurance cost?
It depends on which company are you working with. Frankly speaking, if you book your car transportation service with us, it does not impact to the cost of car shipping!
Some tips for car shipping insurance
When you choose an auto transport company to ship a car, there are a few things you have to do to ensure the process is a smooth and hassle-free experience. Here are our top auto transportation insurance tips.
Request proof of insurance
When you are choosing a quote from a transportation company to ship your car, they have to supply you with proof of insurance. In addition, they should also honestly answer any questions you might have about the policy. If a company you want to work hesitant in proving this information, this means that you have to be careful with them!
Get everything in writing
Before you agree to the terms, we advise you to get any considerations or special agreements in writing. This will protect you should something unforeseen happen. This is particularly necessary if they provide you with a service or agree to something not indicated in their regular contract.
Check with your own auto insurance company
As well as checking with the auto transport company, it is also recommended to check with your own auto insurance company. It relies on your policy, but some insurance companies cover your car while it is being transported.
Empty your car
It is necessary that you remove any valuables from your car. Depending on how far you are moving your vehicle, you may be without your automobile for many days or even weeks.
Medications, insurance cards, passports, and money should all be with you, not in your car with the towing firm. This includes the glove box, trunk, side doors, and space behind the seats.
If you have any questions or want to get a free instant quote for shipping a car, please get in touch by calling • +1 854-444-8899 or fill out the form.
